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Terms & Conditions

Welcome to Annuity Brothers Corporation (“Annuity Brothers,” “we,” “our,” or “us”). These Terms and Conditions govern your use of the website www.annuitybrothers.com and any services, tools, or resources made available through the site.

By accessing or using this website, you agree to comply with and be bound by these Terms and Conditions. If you do not agree with these terms, please discontinue use of the website.

1. Website Purpose

The information provided on this website is intended for general educational purposes related to annuities and retirement income planning.

The content provided on this website:

• Is not personalized financial advice
• Is not a recommendation for any specific product
• Should not be interpreted as tax or legal advice

Visitors should consult with licensed insurance professionals, financial professionals, tax professionals, or legal advisors before making decisions related to retirement planning.

2. No Guarantee of Results

Any examples, scenarios, or projections provided on this website, including those generated by calculators or planning tools, are illustrative only.

Actual results may vary based on:

• Individual circumstances
• Market conditions
• Product terms
• State regulations
• Insurance carrier requirements

Annuity Brothers does not guarantee any specific financial outcome.

3. Use of Website Tools

Our website may provide tools such as:

• Retirement income calculators
• Annuity income estimators
• Educational resources
• Appointment scheduling tools
• AI assistants or automated chat agents

These tools are provided for educational and informational purposes only.

Results produced by these tools:

• Are estimates only
• Do not represent actual product illustrations
• Should not be relied upon for decision making without consultation with a licensed professional

4. AI Assistants and Automated Services

Annuity Brothers may use automated systems or artificial intelligence agents to assist with:

• Scheduling consultations
• Providing general information
• Directing users to appropriate resources

These systems are designed to assist with general inquiries and do not provide personalized financial recommendations.

Any information provided by automated systems should be verified through consultation with a licensed insurance professional.

5. Licensing and Availability

Annuity products are issued by licensed insurance carriers and may only be offered by licensed insurance professionals.

Product availability may vary based on:

• State regulations
• Insurance carrier approvals
• Individual eligibility requirements

Use of this website does not constitute an offer to sell insurance products in any jurisdiction where such offer would be unlawful.

6. User Responsibilities

By using this website, you agree that you will:

• Provide accurate information when submitting forms
• Use the website for lawful purposes only
• Not attempt to disrupt website functionality
• Not attempt to gain unauthorized access to systems or data

Unauthorized use of this website may result in termination of access and potential legal action.

7. Intellectual Property

All website content, including but not limited to:

• Text
• Graphics
• Logos
• Branding
• Videos
• Calculators
• Software tools

are the property of Annuity Brothers Corporation unless otherwise stated.

Content may not be copied, reproduced, distributed, or used without prior written permission.

8. Third-Party Links

Our website may contain links to third-party websites, services, or tools.

Annuity Brothers is not responsible for the content, privacy policies, or practices of any third-party websites.

Users access external sites at their own risk.

9. Limitation of Liability

To the fullest extent permitted by law, Annuity Brothers Corporation shall not be liable for any damages resulting from:

• Use of this website
• Reliance on website content
• Technical errors or interruptions
• Inaccuracies in educational materials
• Results generated by online tools

Use of the website is at the user's own risk.

10. Privacy

Your use of this website is also governed by our Privacy Policy, which explains how we collect and use information.

Please review the Privacy Policy available on this website.

11. Changes to Terms

Annuity Brothers reserves the right to update or modify these Terms and Conditions at any time.

Changes will become effective immediately upon posting to the website.

Users are encouraged to review this page periodically.

12. Governing Law

These Terms and Conditions shall be governed by the laws of the United States and the state in which Annuity Brothers Corporation operates, without regard to conflict of law principles.

13. Contact Information

If you have questions about these Terms and Conditions, please contact:

Annuity Brothers Corporation
Website: https://www.annuitybrothers.com
Email: abc@annuitybrothers.com

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